Financing first
Set payment, cash-to-close, loan type, and pre-approval strategy before making offers.
California homebuying
California homebuying requires both a property strategy and a financing strategy.
Purchase price is only one part of a California home purchase. Taxes, insurance, HOA, closing costs, inspections, market competition, and financing can materially change the real cost.
Property taxes
The buyer's expected assessment may differ materially from the seller's current tax bill.
Insurance
Cost and availability should be investigated early, particularly in higher-risk areas.
Escrow and title
California transactions commonly use escrow and title services to coordinate settlement and ownership transfer.
Inspections
General and specialized property inspections can help buyers understand condition and future costs.
Offer strategy
Price, financing strength, contingencies, credits, and closing timing affect competitiveness.
Casas Equity