Standard monthly
Scheduled P&I
$3,777.17
Estimated payoff
30y 0m
Estimated total interest
$729,781
Casas Equity mortgage tools
Choose the question first. Then run the numbers.
Compare mortgage-payment scenarios, refinance outcomes, amortization, payoff strategies, and rent-versus-buy decisions before moving into a personal consultation.
Educational modeling
Understand what changed the result.
Change the assumptions, compare alternatives, and use the output to organize questions. Final mortgage pricing, eligibility, and approval require formal review.
Purchase calculator
Build the loan scenario.
Conventional PMI
Estimated payment
$4,919 /mo
Principal + interest$3,777/mo
Property taxes$729/mo
Homeowners insurance$150/mo
PMI$263/mo
HOA$0/mo
Base loan
$630,000
Estimated final loan
$630,000
No financed program fee in this scenario
Educational estimate only. Loan program fees and mortgage insurance rules vary by borrower, transaction, program version, lender, and eligibility. Final figures require formal loan review.
Amortization
See where the payment goes over time.
Open the schedule only when you want the year-by-year or month-by-month detail.
Total interest
$729,781
Total principal
$630,000
Scheduled payments
360
Amortization is an educational estimate based on the principal, rate, and term entered. Taxes, insurance, HOA, mortgage insurance, and other housing costs are not part of principal-and-interest amortization.
Payment strategy
See what payment frequency or extra principal can change.
Monthly + $0
Approx. monthly outflow
$3,777.17
Estimated payoff
30y 0m
Estimated total interest
$729,781
Interest difference vs. standard
$0
Biweekly-style equivalent
Approx. biweekly amount
$1,888.58
Estimated payoff
24y 7m
Estimated total interest
$575,083
Interest difference vs. standard
$154,697
Modeled as 26 half-payments per year = 13 full monthly P&I payments annually.
The weekly and biweekly examples use a monthly-equivalent amortization model. Actual servicer posting dates, payment processing, daily interest accrual, and prepayment rules can change the real result. Confirm payment instructions with the loan servicer.