Mortgage pre-approval

Get clear on the financing before you compete for the home.

A strong pre-approval should reflect documented income, assets, credit, debts, loan program, and realistic property assumptions.

Start with the goal

Define the expected purchase price, payment range, down payment, location, and timeline.

Compare Conventional, FHA, VA, USDA, jumbo, or other applicable programs.

Income, assets, debts, credit, and other documentation are reviewed under the applicable program.

Down payment, closing costs, prepaid items, credits, and reserves should be considered together.

The financing structure should support the real estate strategy before an offer is submitted.

Sensitive information should be completed only through the secure mortgage application process.

Ready for the next step?