Mortgage second opinion

Before you commit, compare the structure with another set of eyes.

A second opinion can help identify differences in rate, points, credits, mortgage insurance, loan amount, cash to close, term, and program fit.

Rate

Compare the interest rate in context with the costs required to obtain it.

Review whether upfront points or lender credits materially change the economics.

Confirm the selected program fits the borrower and property.

Compare the full estimated housing payment rather than principal and interest alone.

Review lender charges, third-party costs, prepaid items, credits, and down payment.

Compare term, balance, mortgage insurance, and expected holding period.

Ready for the next step?