Purchase financing

Compare the structure before choosing the loan program.

The best purchase loan depends on eligibility, credit, income, down payment, property, monthly payment, mortgage insurance, reserves, and long-term goals.

Conventional

Flexible financing for many primary, second-home, and investment-property transactions.

FHA

Government-backed financing with a different down-payment, credit, and mortgage-insurance structure.

VA

Eligible veterans and service members can access financing with unique entitlement and funding-fee rules.

USDA

Qualified borrowers purchasing eligible properties may have access to zero-down financing.

Jumbo

Higher loan amounts can require stronger credit, reserves, documentation, and lender-specific underwriting.

Compare total cost

Review payment, cash to close, mortgage insurance, fees, rate, term, and expected holding period.

Casas Equity

Education first. Decision second. Transaction when it makes sense.

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