VA eligibility

Start by understanding whether the VA home loan benefit may apply.

VA eligibility depends on qualifying service and applicable VA rules. Eligibility is the starting point; entitlement, credit, income, property, and underwriting still determine the final loan structure.

Veterans

Many veterans may qualify based on qualifying active-duty service and discharge status.

Active duty

Current service members may qualify after satisfying applicable service requirements.

Reserve and National Guard

Qualifying Reserve or National Guard service may establish eligibility under VA rules.

Surviving spouses

Certain surviving spouses may be eligible under specific VA criteria.

Certificate of Eligibility

A COE documents eligibility and entitlement information but is not a mortgage approval.

Next step

Once eligibility is established, review entitlement, funding-fee status, income, credit, property, and purchase goals.

Casas Equity

Understand the decision before committing to the transaction.

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